Imagine you have extreme debt. If your loan agency declares, “All your debt is paid,” who benefits from this – you or the loan agency? So it is with forgiveness – the “debtor” needs it more than the “debt” forgiver. When you forgive, in effect you’re vowing that all debts are cleared.

For the first few months of a new year our minds tend to reflect on goals recently set. Maybe you can relate to feelings of joy in knowing you are on track with some a little anxiety about others that appear a more daunting and frustration at realizing a few might not be met.